Viva Wallet is European Fintech disruptor on a mission to change how businesses pay and get paid.
Our story began in 2000 as a small but inspired group of technology, UX and payments experts. We started developing web platforms, electronic services and mobile applications for banks and other corporations.
Over the years we gained considerable expertise, which enabled us to take full advantage of the deregulation of the European financial system and propelled our growth. Our team seized the opportunity to disrupt existing models for providers of financial services, and started expanding rapidly across Europe and deliver next-generation payment services.
Our proprietary, game-changing technology helps millions of users daily run their businesses better, faster and cheaper, whether online, via mobile, in person, or through a physical network of agents. Our goal is to add value at every stage of the payments process.
We are the first European payment services provider entirely cloud-based, over Microsoft Azure.
Viva Wallet is a Principal Member of Visa and MasterCard for acquiring and issuing services with direct connectivity to the Card Schemes providing processing services through our own platform.
We offer businesses of all sizes an opportunity to accept 24 payment methods with our innovative multi-feature Smart Android card terminals, provide card processing through own cloud-based infrastructure, Card-Present and Card-Not-Present acquiring services, merchants accounts and debit card issuing.
We are a licensed e-money Institution, based on the provisions of European Commission’s PSD1 and PSD2 Directives with passporting rights and e-money license across the entire EEA-31 region.
Viva Payments Services S.A. is authorised by the Financial Conduct Authority under the Payment Service Regulations (registration number 900595) for the provision